Frequently Asked Questions



Basic Information

1. Why was the Notice issued?

The Court authorized the Notice because you have a right to know about a proposed Settlement of a class action lawsuit. You have legal rights and options that you may exercise before the Court decides whether to give final approval to the Settlement, as described below. Judge Peter R. Lopez of the Eleventh Judicial Circuit, Miami-Dade County, Florida is overseeing this class action. The lawsuit is called Paul Ryan, et. al. v. Wilshire Law Firm, P.L.C., Case. No 2025-022621-CA-01.

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2. What is this lawsuit about?

Plaintiffs claim that Wilshire violated the Federal Telephone Consumer Protection Act (TCPA) when they sent pre-recorded messages to cellular telephone numbers without consent. Wilshire denies these allegations.

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3. What is a class action and who is involved?

In a class action, one or more people called “class representatives” (in this case, Paul Ryan and Darla Solomon) sue on behalf of a group of people who may have similar claims. The people together are a “class” or “class members.” The individual who sues—and all the class members like them—is called the plaintiff. The company that they sue (in this case, Wilshire) is called the Defendant. In a class action, the Court resolves the issues for all class members, except for those who exclude themselves from the class.

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4. Why is this lawsuit a class action?

The Court decided that this lawsuit can be a class action because it meets the requirements of Florida Rule of Civil Procedure 1.220, which governs class actions in federal courts.

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5. Why is this there a settlement?

The Court has not found in favor of Plaintiff or Wilshire. Instead, the parties have agreed to a Settlement. By agreeing to the Settlement, the parties avoid the costs and uncertainty of a trial, and if the Settlement is approved by the Court, Class Members will receive the benefits described in the notice. Wilshire denies all legal claims in this case, but is settling to avoid the uncertainties and costs attendant with litigation. Plaintiff and his lawyers think the proposed Settlement is best for everyone who is affected.

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Who Is Part Of The Class And Settlement

6. Am I part of the class and included in the Settlement?

The Settlement includes the following class that the Court certified the following class from October 15, 2020 through date of preliminary approval: all persons within the United States: (1) to whose cellular telephone number (2) Wilshire (or an agent acting on behalf of Wilshire) placed a call (3) from October 10, 2020, through the date of preliminary approval (4) using a pre-recorded message. For purposes of settlement the parties estimate the class consists of approximately 51,691 telephone numbers.

You may be part of the class if you received a pre-recorded call from Wilshire and:

  • Your phone number appears in calling records obtained for this case, in which case you may have received a postcard from the settlement administrator.

  • Even if you did not get a postcard Notice, you may still be part of the class if your cell phone number appears in the calling records obtained for this case. If you would like to check your cell phone number against the calling records, please call the Settlement Administrator at (833)515-7475 and provide your name and cell phone number.

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7. What if I’m still not sure if I am included?

If you are still not sure whether you are included, you can call the Paul Ryan, et. al. v. Wilshire Law Firm, P.L.C. Settlement Administrator at (833) 515-7475, or you can get free help by calling the lawyers in this case at the phone numbers listed in Question 24.

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The Settlement Benefits

8. What does the Settlement provide?

Wilshire has agreed to a Settlement Sum of up to $5,975,000.00. The Settlement Sum will be used to pay all settlement costs, including settlement administration costs, any attorneys’ fees, costs, and expenses awarded to Class Counsel by the Court, and all Approved Claims. Members of the Class who submit Approved Claims are valued at One Hundred and thirteen Dollars and 40 cents ($113.40) less each Class Member’s share of any Settlement Administration Expenses and Fee Award, which is calculated by adding the total Fee Award and Settlement Administration Expenses together and dividing their sum by the total number of Class Members. That means the recovery for each class member if all requested payments are approved will be seventy-five dollars ($75.00). Only one claim per Class Member per telephone number will be validated and deemed an Approved Claim.

There may be tax consequences to the Class Member associated with this recovery.

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9. How do I file a claim?

If you qualify for a cash payment you must complete and submit a valid Claim Form. You can file your Claim Form online here , or download a copy of the Claim Form here and send it by U.S. Mail to the address below. The deadline to file a Claim online or by email is 11:59 p.m. PST on May 19, 2026. Claim Forms submitted by mail must be postmarked on or before May 19, 2026, to:

Wilshire TCPA Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799

No matter which method you choose to file your Claim Form, please read the Claim Form carefully and provide all the information required.

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10. When will I receive my payment?

Payments to Class Members will be made only after the Court grants Final Approval to the Settlement and after any appeals are resolved (see Question 20 below). If there are appeals, resolving them can take time. Please be patient.

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Excluding Yourself From Settlement

11. How do I get out of the Settlement?

If you do not want benefits from the Settlement, and you want to keep the right to sue or continue to sue Wilshire on your own about the legal issues in this case, then you must take steps to get out of the Settlement. This is called excluding yourself – or it is sometimes referred to as “opting-out” of the Class.

To exclude yourself from the Settlement, you must send a timely letter by mail to:

Wilshire TCPA Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799

Your request to be excluded from the Settlement must be personally signed by you, be dated, include your full name, address, and the telephone number that allegedly received calls from Wilshire during the Class Period, and must clearly state that the Person wishes to be excluded from the Litigation and the Agreement. Absent excluding yourself or “opting-out” you are otherwise a member of the Class.

Your exclusion request must be postmarked no later than May 19, 2026. You cannot ask to be excluded on the phone, by email, or on this website. Opt outs must be made individually and cannot be made on behalf of other members of the Class.

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12. If I do not exclude myself, can I sue the defendant for the same thing later?

No. Unless you exclude yourself, you give up the right to sue Wilshire or any of the Released Parties for the claims that the Settlement resolves. You must exclude yourself from this Settlement to pursue your own lawsuit.

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13. What am I giving up to stay in the Settlement?

Unless you opt-out of the Settlement, you cannot sue or be part of any other lawsuit against Wilshire or any of the Released Parties about the issues in this case, including any existing litigation, arbitration, or proceeding. Unless you exclude yourself, all of the decisions and judgments by the Court will bind you.

The Settlement Agreement provides more detail regarding the Release and describes the Released Claims with specific descriptions in necessary, accurate legal terminology, so read it carefully.

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14. If I exclude myself, can I still get a payment?

No. You will not get a payment from the Settlement Sum if you exclude yourself from the Settlement.

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The Lawyers And The Plaintiff Representing You

15. Do I have a lawyer in the case?

The Court has appointed Avi Kaufman, Andrew Perrong and Anthony Paronich to represent the Class. They are called “class counsel.” They are experienced in handling similar class action cases. More information about these lawyers, their law firms, and their experience is available at https://kaufmanpa.com, https://www.perronglaw.com and https://paronichlaw.com.

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16. Should I get my own lawyer?

You are not required to hire your own lawyer because class counsel is working on your behalf. If you want to hire your own lawyer, you certainly can, but you will have to pay that lawyer yourself. If you do hire your own lawyer, they may enter an appearance for you and represent you individually in this case.

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17. How will the lawyers be paid?

You do not have to pay class counsel, or anyone else, to participate. Instead, Class Counsel intend to request attorneys’ fees in an amount not to exceed one-third of the Settlement Sum, plus reimbursement of out-of-pocket expenses incurred in the litigation. The fees and expenses awarded by the Court will be paid out of the Settlement Sum. The Court will decide the amount of fees and expenses to award.

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Objecting To The Settlement

18. How do I tell the Court if I do not like the Settlement?

If you are a member of the Class (and do not exclude yourself from the Class), you can object to any part of the Settlement. To object, you must timely submit a letter that includes the following:

  1. A caption or title that identifies it as “Objection to Class Settlement in Paul Ryan, et. al. v. Wilshire Law Firm, P.L.C., Case. No 2025-022621-CA-01;

  2. Your name, address, email address, and telephone number;

  3. The name, address, email address, and telephone number of any attorney for you with respect to the objection;

  4. The factual basis and legal grounds for the objection, including any documents sufficient to establish the basis for your standing as a Class Member, including the phone number(s) at which you received call(s) covered by this Settlement;

  5. Identification of the case name, case number, and court for any prior class action lawsuit in which you and/or your attorney (if applicable) has objected to a proposed class action settlement; and

  6. Submit yourself immediately to discovery and/or deposition by the parties.

If you wish to object, you must file your objection with the Court by (a) using the Court’s electronic filing system, (b) mailing it to the Clerk’s Office for Eleventh Judicial Circuit, Miami-Dade County, Florida at 73 W. Flagler St., Miami, FL 33130, or (c) filing it in person at that location. Your objection must be filed and/or postmarked by May 19, 2026.

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19. What is the difference between objecting and asking to be excluded?

Objecting is telling the Court that you do not like something about the Settlement. You can object to the Settlement only if you do not exclude yourself. Excluding yourself is telling the Court that you do not want to be part of the Settlement. If you exclude yourself, you have no basis to object to the Settlement because it no longer affects you.

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The Final Approval Hearing

20. When and where will the Court decide whether to approve the settlement?

The Court will hold a hearing to decide whether to approve the Settlement and any requests for attorneys’ fees and expenses (“Final Approval Hearing”).

The Court has scheduled a Final Approval Hearing on June 3, 2026, at 9:30 a.m., EST via zoom (US and Canada) Join Zoom Meeting https://zoom.us/j/99353566825 Meeting ID: 993 5356 6825 One tap mobile: +17866351003,99353566825# US (Miami). The hearing may be moved to a different date or time, or may be set for remote appearances, without additional mailed notice, so it is a good idea to check this website for updates.

At this hearing, the Court will consider whether the Settlement is fair, reasonable, and adequate. The Court will also consider the requests by Class Counsel for attorneys’ fees and expenses. If there are objections, the Court will consider them at that time. After the hearing, the Court will decide whether to approve the Settlement. It is unknown how long these decisions will take.

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21. Do I have to attend the hearing?

No. Class Counsel will answer any questions the Court may have. You are welcome to attend the hearing at your own expense.

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22. May I speak at the hearing?

If you attend the Final Approval Hearing, you may ask the Court for permission to speak if you have timely objected and you so choose. However, you cannot speak at the hearing if you exclude yourself from the Settlement.

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If You Do Nothing

23. What happens if I do nothing at all?

If you are a member of the Class and do nothing, meaning you do not file a timely Claim, you will not get benefits from the Settlement. Further, unless you exclude yourself, you will be bound by the judgment entered by the Court.

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Getting More Information

24. Where do I get more information?

For a complete, definitive statement of the Settlement terms, refer to the Settlement Agreement and other case related documents on Important Documents. For more information, you may contact the Settlement Administrator at the information below or call Class Counsel at (617) 485-0018.

Wilshire TCPA Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799
(833) 515-7475

Please do not telephone the Court or the Court Clerk’s Office to inquire about this Settlement or the claim process.

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